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	<title>Comments for Roanoke Virginia Real Estate</title>
	<atom:link href="http://blog.roanokehousehunter.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.roanokehousehunter.com</link>
	<description>News, facts and real estate listings affecting the Roanoke Valley and beyond.</description>
	<pubDate>Fri, 21 Nov 2008 18:02:27 +0000</pubDate>
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		<title>Comment on Hiking in Botetourt County by More Red Efts! &#171; TGAW</title>
		<link>http://blog.roanokehousehunter.com/2006/08/14/hiking-in-botetourt-county/#comment-40199</link>
		<dc:creator>More Red Efts! &#171; TGAW</dc:creator>
		<pubDate>Sat, 13 Sep 2008 06:41:01 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2006/08/14/hiking-in-botetourt-county/#comment-40199</guid>
		<description>[...] it my friend, Marty Martin from RoanokeHouseHunter.com, got some delightful shots of his own when he encountered red efts in Botetourt County.  So here are some closer peaks at the Red-Spotted Newt in its terrestrial [...]</description>
		<content:encoded><![CDATA[<p>[...] it my friend, Marty Martin from RoanokeHouseHunter.com, got some delightful shots of his own when he encountered red efts in Botetourt County.  So here are some closer peaks at the Red-Spotted Newt in its terrestrial [...]</p>
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		<title>Comment on Hiking in Botetourt County by Signal Knob and a Birthday Hike &#171; TGAW</title>
		<link>http://blog.roanokehousehunter.com/2006/08/14/hiking-in-botetourt-county/#comment-40198</link>
		<dc:creator>Signal Knob and a Birthday Hike &#171; TGAW</dc:creator>
		<pubDate>Sat, 13 Sep 2008 06:22:34 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2006/08/14/hiking-in-botetourt-county/#comment-40198</guid>
		<description>[...] a blog post about his own birthday hike in 2006, Marty Martin from RoanokeHouseHunter.com observed: It had rained during the night so the woods [...]</description>
		<content:encoded><![CDATA[<p>[...] a blog post about his own birthday hike in 2006, Marty Martin from RoanokeHouseHunter.com observed: It had rained during the night so the woods [...]</p>
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		<title>Comment on Blue Ridge Foreclosure for sale by Upcoming foreclosures for sale : Roanoke Virginia Real Estate</title>
		<link>http://blog.roanokehousehunter.com/homes-for-sale/blue-ridge-foreclosure/#comment-40194</link>
		<dc:creator>Upcoming foreclosures for sale : Roanoke Virginia Real Estate</dc:creator>
		<pubDate>Thu, 07 Aug 2008 01:21:08 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?page_id=185#comment-40194</guid>
		<description>[...] Blue Ridge Foreclosure for sale [...]</description>
		<content:encoded><![CDATA[<p>[...] Blue Ridge Foreclosure for sale [...]</p>
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		<title>Comment on What do you mean all the copper plumbing was cut out? by Sean Pecor</title>
		<link>http://blog.roanokehousehunter.com/2008/07/25/buying-foreclosures/#comment-40175</link>
		<dc:creator>Sean Pecor</dc:creator>
		<pubDate>Sat, 26 Jul 2008 12:29:02 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?p=177#comment-40175</guid>
		<description>I wonder if the house was broken into once it was empty. Copper is stupidly expensive now. Someone could break in at 1am and in 3 hours have every piece of copper cut out. It might earn them about $100 in copper. Remember the guy (or guys) who were cooked up in the Radford area when they were trying to illegally cut copper from the electrical wiring from a house they thought had the power cut off?</description>
		<content:encoded><![CDATA[<p>I wonder if the house was broken into once it was empty. Copper is stupidly expensive now. Someone could break in at 1am and in 3 hours have every piece of copper cut out. It might earn them about $100 in copper. Remember the guy (or guys) who were cooked up in the Radford area when they were trying to illegally cut copper from the electrical wiring from a house they thought had the power cut off?</p>
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		<title>Comment on A new design and I&#8217;m back from a break! by Marty Martin</title>
		<link>http://blog.roanokehousehunter.com/2008/07/11/new-design/#comment-40170</link>
		<dc:creator>Marty Martin</dc:creator>
		<pubDate>Fri, 25 Jul 2008 13:31:12 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?p=173#comment-40170</guid>
		<description>Thanks for your thoughtful comments Sam and for taking the time to share them.

There are many reasons for the current housing crisis we're in, and there are unscrupulous people in the real estate industry who have contributed to these problems, but as the adage goes, if it looks to good to be true it probably is.  Many buyers bought into loan programs that were not suited well for them.  

For example, an adjustable mortgage with a future balloon payment is a good option for some people out there, but for a lot of home buyers this was not a good choice.  

Many problems can arise that may lead to not being able to refinance when the balloon payment comes due, or simply being no longer able to afford your monthly payment as interest rates adjust upward.  Illness, hospitalization, loss of job and others have wreaked havoc on folks with these types of loans leading us into this whole mess.

It is terrible to see so many folks losing their dreams to foreclosure, but the consolation is after a few years and working on getting their finances and credit back in order, they should be able to qualify for a mortgage again.

And there are also some unscrupulous builders out there.  You may be interested to read this &lt;a href="http://www.realcentralva.com/2008/03/11/buying-new-construction-without-a-realtor-read-this-first/" rel="nofollow"&gt;Charlottesville REALTORS&#174; take on builders sales contracts&lt;/a&gt; (and also my comments).</description>
		<content:encoded><![CDATA[<p>Thanks for your thoughtful comments Sam and for taking the time to share them.</p>
<p>There are many reasons for the current housing crisis we&#8217;re in, and there are unscrupulous people in the real estate industry who have contributed to these problems, but as the adage goes, if it looks to good to be true it probably is.  Many buyers bought into loan programs that were not suited well for them.  </p>
<p>For example, an adjustable mortgage with a future balloon payment is a good option for some people out there, but for a lot of home buyers this was not a good choice.  </p>
<p>Many problems can arise that may lead to not being able to refinance when the balloon payment comes due, or simply being no longer able to afford your monthly payment as interest rates adjust upward.  Illness, hospitalization, loss of job and others have wreaked havoc on folks with these types of loans leading us into this whole mess.</p>
<p>It is terrible to see so many folks losing their dreams to foreclosure, but the consolation is after a few years and working on getting their finances and credit back in order, they should be able to qualify for a mortgage again.</p>
<p>And there are also some unscrupulous builders out there.  You may be interested to read this <a href="http://www.realcentralva.com/2008/03/11/buying-new-construction-without-a-realtor-read-this-first/" onclick="javascript:pageTracker._trackPageview('/www.realcentralva.com');" rel="nofollow">Charlottesville REALTORS&reg; take on builders sales contracts</a> (and also my comments).</p>
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		<title>Comment on A new design and I&#8217;m back from a break! by sam brown</title>
		<link>http://blog.roanokehousehunter.com/2008/07/11/new-design/#comment-40167</link>
		<dc:creator>sam brown</dc:creator>
		<pubDate>Fri, 25 Jul 2008 13:19:34 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?p=173#comment-40167</guid>
		<description>Hi guys,

Everybody wants a piece of real estate. The sector has been growing at 25-30 per cent a year since 2003, fired primarily by low interest on housing loans and the rising affluence of home buyers. Those who had bought stocks of real estate companies, whose valuations have gone through the roof, are a happy lot. However, the same cannot necessarily be said of scores of financially and emotionally bleeding home buyers. The developers play lord and master to middle-income individuals, who often live like monks to fulfill their dream of owning a house. Most sale agreements are heavily loaded in favour of builders in the currently unregulated market.</description>
		<content:encoded><![CDATA[<p>Hi guys,</p>
<p>Everybody wants a piece of real estate. The sector has been growing at 25-30 per cent a year since 2003, fired primarily by low interest on housing loans and the rising affluence of home buyers. Those who had bought stocks of real estate companies, whose valuations have gone through the roof, are a happy lot. However, the same cannot necessarily be said of scores of financially and emotionally bleeding home buyers. The developers play lord and master to middle-income individuals, who often live like monks to fulfill their dream of owning a house. Most sale agreements are heavily loaded in favour of builders in the currently unregulated market.</p>
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		<title>Comment on A new design and I&#8217;m back from a break! by Merrill Noreen</title>
		<link>http://blog.roanokehousehunter.com/2008/07/11/new-design/#comment-40165</link>
		<dc:creator>Merrill Noreen</dc:creator>
		<pubDate>Fri, 18 Jul 2008 14:52:48 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?p=173#comment-40165</guid>
		<description>Hey Marty,

Love the new look of your blog.  Lots of great information here.

Lead onward and upward!

Merrill</description>
		<content:encoded><![CDATA[<p>Hey Marty,</p>
<p>Love the new look of your blog.  Lots of great information here.</p>
<p>Lead onward and upward!</p>
<p>Merrill</p>
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		<title>Comment on A new design and I&#8217;m back from a break! by Marty</title>
		<link>http://blog.roanokehousehunter.com/2008/07/11/new-design/#comment-40164</link>
		<dc:creator>Marty</dc:creator>
		<pubDate>Mon, 14 Jul 2008 14:45:03 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?p=173#comment-40164</guid>
		<description>Thanks Steven, can't wait to see your next design!</description>
		<content:encoded><![CDATA[<p>Thanks Steven, can&#8217;t wait to see your next design!</p>
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		<title>Comment on A new design and I&#8217;m back from a break! by steven</title>
		<link>http://blog.roanokehousehunter.com/2008/07/11/new-design/#comment-40162</link>
		<dc:creator>steven</dc:creator>
		<pubDate>Mon, 14 Jul 2008 01:24:32 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/?p=173#comment-40162</guid>
		<description>Woo hoo. New designs always feel so, well, fresh and shiny. :) Shine on, Marty.</description>
		<content:encoded><![CDATA[<p>Woo hoo. New designs always feel so, well, fresh and shiny. :) Shine on, Marty.</p>
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		<title>Comment on How to buy your first home&#8230;and why. by Marty Martin</title>
		<link>http://blog.roanokehousehunter.com/2008/04/10/roanoke-home-buying/#comment-40155</link>
		<dc:creator>Marty Martin</dc:creator>
		<pubDate>Fri, 11 Apr 2008 13:49:07 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/04/10/roanoke-home-buying/#comment-40155</guid>
		<description>I received an email from the folks at &lt;a href="http://www.bankaholic.com/" target="_blank" rel="nofollow"&gt;Bankaholic&lt;/a&gt; about an article they wrote on buying a home in a down market.  It's a good read and would be a good things to read before going to talk with a mortgage banker or broker.

You can read their &lt;a href="http://www.bankaholic.com/2008/buying-home-down-market/" target="_blank" rel="nofollow"&gt;5 tips for buying a home in a down market right here&lt;/a&gt;!</description>
		<content:encoded><![CDATA[<p>I received an email from the folks at <a href="http://www.bankaholic.com/" onclick="javascript:pageTracker._trackPageview('/www.bankaholic.com');" target="_blank" rel="nofollow">Bankaholic</a> about an article they wrote on buying a home in a down market.  It&#8217;s a good read and would be a good things to read before going to talk with a mortgage banker or broker.</p>
<p>You can read their <a href="http://www.bankaholic.com/2008/buying-home-down-market/" onclick="javascript:pageTracker._trackPageview('/www.bankaholic.com');" target="_blank" rel="nofollow">5 tips for buying a home in a down market right here</a>!</p>
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		<title>Comment on Love from The Roanoke Times and AP by Marty Martin</title>
		<link>http://blog.roanokehousehunter.com/2008/03/27/love-from-the-roanoke-times-and-ap/#comment-40147</link>
		<dc:creator>Marty Martin</dc:creator>
		<pubDate>Wed, 02 Apr 2008 13:51:33 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/27/love-from-the-roanoke-times-and-ap/#comment-40147</guid>
		<description>Maybe so!  :o)</description>
		<content:encoded><![CDATA[<p>Maybe so!  :o)</p>
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		<title>Comment on Love from The Roanoke Times and AP by possum4all</title>
		<link>http://blog.roanokehousehunter.com/2008/03/27/love-from-the-roanoke-times-and-ap/#comment-40144</link>
		<dc:creator>possum4all</dc:creator>
		<pubDate>Wed, 02 Apr 2008 13:18:38 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/27/love-from-the-roanoke-times-and-ap/#comment-40144</guid>
		<description>You're chewing up your 15 mintues of fame, buddy!</description>
		<content:encoded><![CDATA[<p>You&#8217;re chewing up your 15 mintues of fame, buddy!</p>
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		<title>Comment on Virginia real estate developers restricted from removing trees by Marty Martin</title>
		<link>http://blog.roanokehousehunter.com/2008/03/10/real-estate-tree-conservation/#comment-40125</link>
		<dc:creator>Marty Martin</dc:creator>
		<pubDate>Mon, 10 Mar 2008 19:39:14 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/10/real-estate-tree-conservation/#comment-40125</guid>
		<description>I think it's a great thing.  I'm personally not a fan of over-regulating but unfortunately sometimes the government has to step in where common sense fails.

Too many natural resources, farms and great swaths of land with and without trees are razed for cookie-cutter homes for folks who want to live in a suburban neighborhood "out in the country".  It doesn't make sense to me.  If you want to live in the country, then great, but leave the suburbs where they are...with trees.</description>
		<content:encoded><![CDATA[<p>I think it&#8217;s a great thing.  I&#8217;m personally not a fan of over-regulating but unfortunately sometimes the government has to step in where common sense fails.</p>
<p>Too many natural resources, farms and great swaths of land with and without trees are razed for cookie-cutter homes for folks who want to live in a suburban neighborhood &#8220;out in the country&#8221;.  It doesn&#8217;t make sense to me.  If you want to live in the country, then great, but leave the suburbs where they are&#8230;with trees.</p>
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		<title>Comment on Virginia real estate developers restricted from removing trees by steven</title>
		<link>http://blog.roanokehousehunter.com/2008/03/10/real-estate-tree-conservation/#comment-40124</link>
		<dc:creator>steven</dc:creator>
		<pubDate>Mon, 10 Mar 2008 19:28:27 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/10/real-estate-tree-conservation/#comment-40124</guid>
		<description>So how do you feel about this Marty? I think it's a good thing. Bring on the Carbon Neutral landscaping. :)</description>
		<content:encoded><![CDATA[<p>So how do you feel about this Marty? I think it&#8217;s a good thing. Bring on the Carbon Neutral landscaping. :)</p>
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		<title>Comment on Five things you might not know about me by Marty Martin</title>
		<link>http://blog.roanokehousehunter.com/2008/03/05/about-marty/#comment-40037</link>
		<dc:creator>Marty Martin</dc:creator>
		<pubDate>Fri, 07 Mar 2008 23:45:53 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/05/about-marty/#comment-40037</guid>
		<description>It was rough!  :o)</description>
		<content:encoded><![CDATA[<p>It was rough!  :o)</p>
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		<title>Comment on Five things you might not know about me by steven</title>
		<link>http://blog.roanokehousehunter.com/2008/03/05/about-marty/#comment-40031</link>
		<dc:creator>steven</dc:creator>
		<pubDate>Fri, 07 Mar 2008 21:57:10 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/05/about-marty/#comment-40031</guid>
		<description>Whew, 7 years in jail? :)</description>
		<content:encoded><![CDATA[<p>Whew, 7 years in jail? :)</p>
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		<title>Comment on Five things you might not know about me by Marty Martin</title>
		<link>http://blog.roanokehousehunter.com/2008/03/05/about-marty/#comment-39843</link>
		<dc:creator>Marty Martin</dc:creator>
		<pubDate>Wed, 05 Mar 2008 18:55:20 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2008/03/05/about-marty/#comment-39843</guid>
		<description>Hopefully everyone will read all of #2!</description>
		<content:encoded><![CDATA[<p>Hopefully everyone will read all of #2!</p>
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		<title>Comment on Roanoke foreclosure sale by Gladstone Real Estate</title>
		<link>http://blog.roanokehousehunter.com/2006/07/24/roanoke-foreclosure-sale/#comment-36438</link>
		<dc:creator>Gladstone Real Estate</dc:creator>
		<pubDate>Sat, 29 Dec 2007 20:36:29 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2006/07/24/roanoke-foreclosure-sale/#comment-36438</guid>
		<description>The price looks great. In my city that would have brought in 3 times that.</description>
		<content:encoded><![CDATA[<p>The price looks great. In my city that would have brought in 3 times that.</p>
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		<title>Comment on iRealEstate Kiosk at Valley View Mall by Maureen Francis</title>
		<link>http://blog.roanokehousehunter.com/2007/08/14/irealestate-kiosk-at-valley-view-mall/#comment-32407</link>
		<dc:creator>Maureen Francis</dc:creator>
		<pubDate>Mon, 17 Sep 2007 06:48:35 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2007/08/14/irealestate-kiosk-at-valley-view-mall/#comment-32407</guid>
		<description>Looks interesting, indeed. I would love to know how the public responds to it.</description>
		<content:encoded><![CDATA[<p>Looks interesting, indeed. I would love to know how the public responds to it.</p>
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		<title>Comment on Another Roanoke Foreclosure SOLD! by Dennis</title>
		<link>http://blog.roanokehousehunter.com/2007/08/31/foreclosures-roanoke/#comment-32153</link>
		<dc:creator>Dennis</dc:creator>
		<pubDate>Thu, 06 Sep 2007 22:17:11 +0000</pubDate>
		<guid isPermaLink="false">http://blog.roanokehousehunter.com/2007/08/31/foreclosures-roanoke/#comment-32153</guid>
		<description>Just interested in your foreclosure list.</description>
		<content:encoded><![CDATA[<p>Just interested in your foreclosure list.</p>
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